Posts Tagged ‘homeowners insurance’

Have you started a small business that you run from your living room?  Maybe you are a photographer, or pet groomer. What about cosmetic sales? Do you know what coverages are needed even for the small picture framing business? Most homeowners companies will not cover a loss for the business materials that you have on site for your small business. Some insurance companies might even drop your policy all together if they knew about the taxidermy company that you are running. There are some options for your company that can be affordable, depending on the business you have decided to start.

 What do I need??

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Arizona is well known for consistently being above the national average for drowning deaths. On average 90 people will die from drowning in Arizona each year. Most of these tragic deaths will happen between April & August. 20% of these accidents are related to swimming pools.

Do you know what the law says about pool safety??

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There are nearly 74.8 million dogs in the United States. There are approximately 800,000 bites each year. Maricopa reported just under 5800 bites in 2009. Nearly 80% of dog attacks are to friends or family of the dog owner. May 16-22 is Dog Bite Prevention week in Maricopa County.

All dog owners need to understand their potential liability should their animal bite, maul or, heaven forbid, kill someone. A single bite could cost you tens of thousands of dollars — a lawsuit, hundreds of thousands — and your insurance coverage might not apply. If the attack is especially serious, you could even go to jail.

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Now, Sign Here to Activate Your Policy…

When he asks, “Will you marry me?” this Valentine’s Day, the smart fiancée-to-be might respond, “Not unless you insure the ring.”

That’s because an ever-increasing number of engagement rings are costing more than homeowner’s insurance policies will pay to replace stolen, lost or damaged jewelry.

Taking out extra insurance to cover the ring may sound a little unromantic at first—but a policy covering the expensive jewelry could be worth its weight in diamonds.

When you consider that more and more of today’s engagement ring shoppers are purchasing diamond rings that range in size from two to three carats, the cost of replacing a lost or stolen gemstone alone could cost more than $10,000.

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