Archive for the ‘Home Insurance’ Category

Earthquakes not covered by basic homeowner’s insurance

When Arizonans felt the effects of the magnitude 7.2 earthquake that hit Baja California, Mexico on Easter Sunday, there were reports of swaying buildings, rattled walls, and sloshing pool waters. but no major damage.

“Historically, the Valley of the Sun has not had any measurable earthquakes since 1875,” explains Frank Capparelle, Sr., Founder, President, and CEO of AnCap Insurance.  “Flagstaff is built along some fault lines but there has not been any significant activity in the area that caused damage since 1912.”

Basic homeowners’ insurance policies do NOT cover damage from earthquakes.  Thirty-nine states have experienced earthquakes since 1900, and about 90% of Americans live in areas considered seismically active. Yet only a small percentage of people purchase earthquake insurance, which is an addendum to a homeowner’s insurance policy.

Read the rest of this entry »

Congratulations to our Facebook winners

Happy Mother’s Day to all mothers today – you have more than earned a special day to honor all of your unselfish dedication to your children and family.

And, congratulations to our Facebook “Insure Happiness for Mom” contest winners: Christopher, Stephanie, Emily, Melissa, and Valerie.  Bouquets of fresh flowers creatively arranged by our friends at Phoenix Flower Shops have been delivered to the mothers of your choice and we hope the ladies enjoy their beauty for days to come.

After all of the celebrating of the day is passed, you might want to consider one more gift for all of the mothers in your life.  The gift of peace of mind.

Insure Peace of Mind for Mom, too

Work, accomplishments and worry ranked high on a poll taken of mothers’ daily stressors.  Why not help lighten that load by giving her peace of mind that the insurance coverage is a right fit for her family’s specific needs. 

We would be happy to review your family’s insurance policies to determine if your coverage provides complete peace of mind for you at the most competitive price.  Just give us a call at 602-943-2586.

I’m looking forward to this Easter weekend as it’s a time for our family and friends to gather in celebration, reflection and love.

Family Traditions

We Capparelle’s have long carried our family traditions throughout the generations and this Easter will be no different.  We’ll eat no meat today nor have we partaken of any during the Fridays in Lent.

My wife Ann is busy planning for the buffet feast she will prepare for Sunday after services.  There will be the traditional egg dish.  Egg symbolizes Easter as a new beginning and when Grandma used to bake the fresh bread, she would always have an egg nesting in the center of the loaf.

All seven members of our immediate family will be at our home along with cousins, grandchildren’s boyfriends, and longtime friends.

Read the rest of this entry »

Now, Sign Here to Activate Your Policy…

When he asks, “Will you marry me?” this Valentine’s Day, the smart fiancée-to-be might respond, “Not unless you insure the ring.”

That’s because an ever-increasing number of engagement rings are costing more than homeowner’s insurance policies will pay to replace stolen, lost or damaged jewelry.

Taking out extra insurance to cover the ring may sound a little unromantic at first—but a policy covering the expensive jewelry could be worth its weight in diamonds.

When you consider that more and more of today’s engagement ring shoppers are purchasing diamond rings that range in size from two to three carats, the cost of replacing a lost or stolen gemstone alone could cost more than $10,000.

Read the rest of this entry »