Archive for the ‘Disability Insurance’ Category

Listen to KFYI or KGME and you will hear Frank Capparelle Sr talk about the great benefits of having AnCap Insurance be your agent.  KFYI is AM 550 in Phoenix, AZ. KGME is AM 910 in Phoenix, AZ. KGME also has streaming and you can hear the ads online! Of course if you can’t wait to hear our great advertisements, go to the home page and you can hear them right now!!

By the year 2030, one in five Americans will be a “senior citizen” – over the age of 65.

If you are a Baby Boomer, born between the years 1946 and 1964, this includes you.

Odds are 70% you’ll need long term care

Studies predict that an individual today has a 70% chance of needing long term care (LTC) in their lifetime.

Currently,  the annual cost to a person needing LTC is near $75,000.  In 2030, that figure will skyrocket to $300,000 annually per person for the 23+ million Americans needing LTC.  Will you have that kind of money to spare?

Read the rest of this entry »

Earthquakes not covered by basic homeowner’s insurance

When Arizonans felt the effects of the magnitude 7.2 earthquake that hit Baja California, Mexico on Easter Sunday, there were reports of swaying buildings, rattled walls, and sloshing pool waters. but no major damage.

“Historically, the Valley of the Sun has not had any measurable earthquakes since 1875,” explains Frank Capparelle, Sr., Founder, President, and CEO of AnCap Insurance.  “Flagstaff is built along some fault lines but there has not been any significant activity in the area that caused damage since 1912.”

Basic homeowners’ insurance policies do NOT cover damage from earthquakes.  Thirty-nine states have experienced earthquakes since 1900, and about 90% of Americans live in areas considered seismically active. Yet only a small percentage of people purchase earthquake insurance, which is an addendum to a homeowner’s insurance policy.

Read the rest of this entry »

Congratulations to our Facebook winners

Happy Mother’s Day to all mothers today – you have more than earned a special day to honor all of your unselfish dedication to your children and family.

And, congratulations to our Facebook “Insure Happiness for Mom” contest winners: Christopher, Stephanie, Emily, Melissa, and Valerie.  Bouquets of fresh flowers creatively arranged by our friends at Phoenix Flower Shops have been delivered to the mothers of your choice and we hope the ladies enjoy their beauty for days to come.

After all of the celebrating of the day is passed, you might want to consider one more gift for all of the mothers in your life.  The gift of peace of mind.

Insure Peace of Mind for Mom, too

Work, accomplishments and worry ranked high on a poll taken of mothers’ daily stressors.  Why not help lighten that load by giving her peace of mind that the insurance coverage is a right fit for her family’s specific needs. 

We would be happy to review your family’s insurance policies to determine if your coverage provides complete peace of mind for you at the most competitive price.  Just give us a call at 602-943-2586.

While watching the Oscars Sunday night, I couldn’t help but think “What if?” 

Hey, there’s a great movie to be made considering all of the potential risks and catastrophes that could happen.

Grab the gems!

First is the obvious – what if there is a BIG jewelry heist?  There’s over $400 million worth of jewelry worn by the stars, men included, at the annual Academy Awards ceremonies so what would happen if a major robbery occurred?

Actress and 2010 presenter Kate Winslet wore a pendant style necklace of emerald-cut white and yellow diamonds with matching earrings. They were on loan from Tiffany’s and estimated to be valued at more than $2.5 million.  WOW!  You can bet there was special jewelry insurance coverage on those gorgeous gems!

Tom Ford, a leading fashion designer whose tuxedos were worn by countless actors, sported as many diamonds as the ladies.  His shirt studs were each several carats worth of princess-cut diamonds.

Sound the alarms!

Read the rest of this entry »