Archive for the ‘Auto Insurance’ Category

Listen to KFYI or KGME and you will hear Frank Capparelle Sr talk about the great benefits of having AnCap Insurance be your agent.  KFYI is AM 550 in Phoenix, AZ. KGME is AM 910 in Phoenix, AZ. KGME also has streaming and you can hear the ads online! Of course if you can’t wait to hear our great advertisements, go to the home page and you can hear them right now!!

If you were in Phoenix, Arizona or any of its surrounding cities on October 5, 2010, you took part in the crazy weather that blew threw the town. On the following day AnCap Insurance got over 70 calls!  Many people across the valley had damage due to hail, wind and rain.  One company that AnCap works with got almost 600 claims resulting from that damage. 90% were hail related claims. 

These types of claims are still subject to your deductible and are considered a comprehensive claim. Our advice to your customers was to make sure the damage was over the deductible before they call and make a claim.  Please be patient with the insurance companies, there were many claims called in last week.  To the right you will see a map of Phoenix showing the areas that were hit the hardest.

Last week the Arizona Republic reported an auto accident that occurred in Glendale. It is suspected that the insured driver hit the gas instead of the brake causing the car to go through the east side of the building. The property damages were assessed at $40,000. The questions I propose to all of my blog readers is..

If this were you, do you have enough coverage???

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Ford introduced a new safety feature in their 2010 Ford Focus. MyKey allows parents to limit the speed and audio volume of the vehicle.  The safety feature also provides safety belt usage, provides earlier low fuel warnings. For the speed precaution feature the device can create a chime sound as the vehicle gets higher and higher in speed to warn the driver to slow down.

 Motor vehicle crashes is the leading cause of death for teenagers. With 16 year old teens having a higher crash rate than any other age. In 2008, 3,500 teens in the United States between 15-19 were killed.

 Hopefully technology like this can help reduce the number of motor vehicle accidents, not only among teens but all ages. Ford’s research for the MyKey program shows that 75% of parents like the idea where 72% of teens didn’t like it.

 For more information on the MyKey program : http://media.ford.com/article_display.cfm?article_id=29172

According to Insure.com an Arizona driver that pays the annual  rate of approximately $1152 per vehicle  and has an annual income of approximately $42,000 pays around 3 percent of his or her gross income for auto insurance alone.  Arizona was the ninth most expensive state to insure your vehicle, according to new documents we have moved to the 43rd.   Louisiana is ranked number one ($2500 per vehicle) for the most expensive state to insure your vehicle and is closely followed by the state of Michigan ($2098 per vehicle).  Currently, Maine is the most affordable state at $900 to insure your vehicle. 

Why such a difference?

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Yesterday was the official beginning of monsoon season here in the valley. In 2008, the National Weather Association decided that instead of guessing when the monsoon season would begin that they would give the season official dates. The dates are June 15th through September 30th. Even though these are the official dates of the season, the average starting date is July 7th. Normally the season will leave us on September 13th. What qualifies as a monsoon day? The dew point average must be 55 or higher. In history the worst monsoon season that Phoenix had ever encountered was 1984. It was the wettest with over 9 inches of rain!! 1984 also had the most consecutive days, coming in at 72.

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Texting is HUGE now. We all know the dangers of texting and driving. But, do you follow the rules and avoid texting when driving?? Driving down the road and you hear the beep.. new text message waiting. Your curiosity gets the best of you and you just want to know what it says.  According to Car and Driving Magazine texting is more dangerous than driving while drunk. They tested reaction times and the results were:

• Unimpaired: .54 seconds to brake
• Legally Drunk: add 4 feet
• Reading an email/ text: add 36 feet
• Sending a text: add 70 feet

So how do you stop the curiosity??

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