Author Archive
Illegal activity and insurance
This past weekend I was flipping through the channel and landed on a popular HGTV show, Holmes on Homes. The shows premise is to educate homeowners that hire shady contractors to renovate their home. When shortcuts are taken it leaves the homeowner in a possible dangerous situation. The episode that aired on May 30,2010 (and will air again on June 23, 2010 if you are interested), had a slightly different twist. The homeowner was actually renting out an investment property when the police raided it and called the owner to inform her that the tenants had been engaging in an extensive marijuana operation.
Memorial Day Remembrance
Monday May 31, 2010 is memorial day. For some it just means the beginning of summer or a three day weekend. But the true meaning
behind this holiday is a bit more somber. Thus, for others it is a day to go to the cemetery’s of loved ones and clean the gravestone or just sit quietly.
Originally called Decoration Day this is the day of remembrance for those who have made the ultimate sacrifice serving our nation. In 1915, Moina Michael was inspired to wear red poppies on Memorial Day in honor of those who died in service.
Eating & Driving May Cost You
80% of all auto accidents are caused due to eating and driving. Also 65 % of near misses are because people are more concerned with their burger than the road.
The 10 worst food or drinks to endure while driving are:
- Coffee
- Soup
- Tacos
- Chili dogs
- Hamburgers
- Ribs & Wings
- Fried Chicken
- Jelly Doughnuts
- Soda
- Chocolate
According to a study taken by ExxonMobil Corp 70 % of drivers eat while driving and 83 % of drivers drink beverages. Even as people become aware of this risk. It doesn’t seem that they will ever stop. Eat and run is all to common these days.
Remember that having an accident will increase your auto insurance rates. Please be careful out there. Call AnCap Insurance with all of your insurance questions or to get a quote
How far does your medical coverage go?
A woman and her husband took a trip to Southwest China. While there the husband slipped and fell backwards on a hotel walkway made of marble. The couples regular health insurance covered many of the expenses, but it did not cover flying him home on a jet specially equipped for critically ill patients and medical equiptment. The cost for this trip home exceeded $100,000.
What do you do now??
Teen Liability
This morning on azcentral.com there was an article about a teen who took the parents car without consent. The boy was told by his parents that he was not allowed to take the car unless going to specific places. He decided that he could get around the disciplinary action, and went out with his friends.
There was an accident with serious injuries.
Who is liable the parents or the kid?
Be Careful This Summer
Arizona is well known for consistently being above the national average for drowning deaths. On average 90 people will die from drowning in Arizona each year. Most of these tragic deaths will happen between April & August. 20% of these accidents are related to swimming pools.
Do you know what the law says about pool safety??
Dog Bite Prevention Week
There are nearly 74.8 million dogs in the United States. There are approximately 800,000 bites each year. Maricopa reported just under 5800 bites in 2009. Nearly 80% of dog attacks are to friends or family of the dog owner. May 16-22 is Dog Bite Prevention week in Maricopa County.
All dog owners need to understand their potential liability should their animal bite, maul or, heaven forbid, kill someone. A single bite could cost you tens of thousands of dollars — a lawsuit, hundreds of thousands — and your insurance coverage might not apply. If the attack is especially serious, you could even go to jail.

