Last week the Arizona Republic reported an auto accident that occurred in Glendale. It is suspected that the insured driver hit the gas instead of the brake causing the car to go through the east side of the building. The property damages were assessed at $40,000. The questions I propose to all of my blog readers is..

If this were you, do you have enough coverage???

The state minimum for Arizona is 15,000/30,000/10,000. The property damage coverage is the $10,000 amount. Which would not cover the amount needed to fix the restaurant. The additional $30,000 would be up to the driver to compensate for the damages.This can include having the driver’s paycheck attached.

 The coverage that we suggest to our customers it to carry at least $100,000/$300,000/$100,000. Being legal is a very important reason to initially purchase the insurance for your auto and home. The next step is to make sure that your assets are covered. Take a look at your auto policy tonight, if you are only carrying the state minimum, give us a call. We will see what we can do to give you better liability coverage.