Worried about being abducted by aliens? Or getting hit by an asteroid? Or losing your voice?

Sometimes life can be stranger than fiction, especially when it comes to insurance policies.  Among the odd policies:

$20k eyes to $1 million legs

• Mostly celebrities are inclined to insure notable body parts. Ben Turpin insured his crossed eyes in 1920. Had his eyes been uncrossed, he would have received $20,000.

• Betty Grable insured her legs for $1 million in 1940 while Dolly Parton’s famous theme-park inspiring 42” breasts are insured for $600,000.

• Rock and pop music stars Bruce Springsteen and Rod Stewart have insured their voices.

• Jimmy Durante took out an insurance policy on his nose for $50,000.

• Lloyd’s of London insured the smile of America Ferrera, star of the hit television show Ugly Betty, for $10 million.

• The London insurance firm also insured Rolling Stones guitarist Keith Richards’ fingers and Marlene Dietrich’s legs – and, according to one history book, actress Bette Davis once insured her waistline against expansion.

Beards, whiskers, and even soccer game losses

• Lloyd’s also insured Santa’s beard, providing coverage for Brady White – the professional Father Christmas at Macy’s department store in New York.

• The Derbyshire Whiskers Club insured their beards against fire and theft.

• One soccer fan insured himself against psychiatric trauma in case England lost the World Cup that year.

Protection from werewolves and ghosts

• One insurance company has sold some 20,000 alien-abduction policies. This same company writes policies to guard against turning into a werewolf, getting hurt by a ghost and getting hit by an asteroid.

What weird insurance policies have you heard of? Any here in Arizona?

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